Down Payment Assistance

We know that the down payment is one of the biggest obstacles home buyers face when they can otherwise afford a mortgage payment. At Philadelphia Mortgage Company we are committed to finding solutions for our clients to realize the dream of home ownership.

Our ONE+ down payment assistance program allows you to get a mortgage by putting as little as 1% down. Combined with a 2% grant from Philadelphia Mortgage Company, you start with 3% equity.

This is available to those qualifying with less than 80% of the area median income level who have qualifying credit scores of 620 or better. Available for a purchase of a single-unit primary residences.

Our team of experienced loan originators also have access to the various state and county grants available.

Reach out today to find out if you qualify!