80/20 Community Combo

This special program is a flexible, affordable option designed to meet a diverse range of financial and family needs- including home buyers who have limited funds for a down payment or face unique circumstances. 

• 80% first mortgage combined with up to a 20% second mortgage. (Matching rate and terms for both mortgages.)

• Competitive rates

• No private mortgage insurance (PMI) required

• You do not need to be a first time homebuyer

• Homeownership counseling is required

• Income restrictions may apply