Before you enter into a mortgage transaction there are some do’s and don’ts you should familiarize yourself with:

Do:

• Get your pre-approval early

• Work with an experienced Loan Officer

• Understand your credit

• Keep all lines of communication open

• Make a savings plan

• Maintain your current employment and income

• Keep good records

• Ask questions

Don’t:

• Go house hunting without knowing what you can afford

• Open credit lines without consulting a professional

• Make major purchases

• Quit or change jobs

• Make large deposits that cannot be verified

If you have any additional questions regarding your own unique financial situation don’t hesitate to reach out to a member of our team today!